June 2020

Should You Use Hard Money or Unsecured Credit To Fund Your Real Estate Project?

Marcus Wells

Marcus Wells

Funding Consultant / Sr. Broker

One of the most popular methods used to fund real estate investment projects is by using "hard money", sometimes referred to as private money. Hard money loans are short-term loans used to purchase real estate that requires some degree of repair. The repairs can range from lite rehabs that can be as simple as replacing carpet and adding a fresh coat of paint to total replacement of the entire inner of the property.

Hard money loans are also known to be fairly expensive with upfront fees and high-interest rates; so why would an investor ever want to use a hard money loan. There are a few advantages to using hard money loans including, they are usually only based on the property value, so you can have lower credit scores and still qualify. Also, hard money loans allow investors to use leverage so they only need to use a portion of their funds to get a project completed.

So how much does it cost to use a Hard Money loan? Is there an alternative funding method that is more beneficial to the investor?

Watch the video as we compare the costs and some of the advantages/disadvantages of using Hard Money vs. Unsecured Credit to fund a real estate project.

Click Below To Apply

For Funding Online

(Fast 24-48hr Approvals)

Schedule A Funding Consultation

Marcus Wells

Marcus Wells

Funding Consultant / Sr. Broker




What Happens to Your Business When the Bank Is NOT An Option?

Should You Use Hard Money or Unsecured Credit To Fund Your Real Estate Project?

A Quick Breakdown of the Various Types of Non-Bank Funding Options Available​

Credit Repair and Startup Business Funding Resources

  • Bala Cynwyd PA, United States
  • questions@jhdcapital.com


It has always been our top priority to help our clients grow and expand their businesses. Our co-founder Marcus Wells comes from the mortgage banking industry where is helped clients successfully fund hundreds of loans over the years.

After consulting with many entrepreneurs, business owners, and investors, we started to recognize that the lack of capital was preventing many from growing their businesses. We are excited to have a solution to assist small business owners and investors who need capital to grow & expand.

*Affiliate Disclosure* This page contains affiliate links, to find out more information, please read our disclosure page. Any sales made through such links will reward us with a small commission – at no extra cost for you.

©2021 Copyrights by JHD Capital Consultants. All Rights Reserved.